Board of Directors
Chairman of the Board, Richard Lerner
President and CEO of Annapolis Bancorp, Inc. and Bank Annapolis

Richard M. Lerner, age 47, has served as Chief Executive Officer of Annapolis Bancorp, Inc. (NASDAQ: ANNB) since 1999 and became Chairman in 2001. In 1999 he was elected Chairman of Annapolis Bancorp's principal subsidiary, BankAnnapolis, and in 2002 was appointed President and CEO of BankAnnapolis.
Mr. Lerner is a resident of Annapolis. From 1984 to 1999 Mr. Lerner was President of White Flint Builders, Inc., an upscale residential development and construction company located in Bethesda, Maryland. Mr. Lerner earned a Masters in Business Administration from the A.B. Freeman School of Business at Tulane University in 1983.
Mr. Lerner is a current board member of the Hospice of the Chesapeake Foundation and serves on the Hospice of the Chesapeake Foundation Finance Committee.
President, Wayne Humphries
International Money Management Group
Wayne Humphries has over 30 years experience in the investment real, as
an officer and director of International Money Management Group, as a financial
advisor and investment manager, and as a securities broker. He utilizes
his extensive knowledge and expertise to benefit the community by volunteering
to assist local organizations in applying sound financial planning and
investment principles to governmental, quasi-governmental and non-profit
organizations.
Mr. Humphries' volunteer commitments are numerous, but include: Character Counts! Advisory Council; Chamber of Commerce Business/Education Committee, C-SAFE Advisory Committee, Disproportionate Minority Representation Committee, Partnering for Youth Sustainability Committee, Queen Anne's County Public Schools/Baldridge Planning Team, and the United Way of Queen Anne's County. In 200r Mr. Humphries was selected as Queen Anne's County Volunteer of the Year and joined an elite group of citizens recognized as Maryland's Most Beautiful People. Mr. Humphries is a past President of the Local Management Board on which he served for six years. Mr. Humphries was instrumental in the formation of the Foundation and passionately believes in its mission.
Vice President and Secretary, Mary Ruth Meredith
Retired Talbot County Teacher

Vice President and Treasurer, Cara Gossard
Community Member
Cara Gossard's numerous volunteer commitments include serving on the Local
Management Board; Character Counts! Coach, Character Counts! Advisory Board
since its inception seven years ago; Bereavement Counselor, Hospice of
Queen Anne's County; United Way of Queen Anne's County; Kent Association
of Riding Therapy; Family First; Referral Coordinator, Stephen Ministry;
and State of Maryland Mental Health Volunteer Corps.
Ms. Gossard's prior work experience includes Administrator and Grants Writer, University of Maryland Division of Alcohol and Drug Abuse; Grants Manager, Federal Transit Administration, U.S. Department of Transportation; Community and Family Therapist, Catholic Charities; Associate in private practice for psychotherapy and currently practices as a Life Coach.
Ms. Gossard received her undergraduate degree from the University of Maryland in English and her Master of Social Work degree from University of Maryland with a dual specialization in Clinical Social Work and Clinical Administration in 1993. Ms. Gossard is one of the proud founding members of the Foundation and believes that service to others is a sacred trust and the responsibility of every citizen.
Vice President, Kathleen Rattie
Director of Development, Chesapeake Bay Maritime Museum
Kathleen Loomis Rattie, a fundraising and marketing executive, currently serves as director of development for the Chesapeake Bay Maritime Museum. Kate left the hustle and bustle of Northern Virginia in the early 90s to raise her two daughters in Queen Anne’s County. Both spent their entire primary and secondary education in Queen Anne’s County schools and before embarking on their four-year college educations. Active in community affairs, Kate has been a member of the Queen Anne’s County School Improvement Team, president of the Grasonville Elementary School PTA and a member of the Centreville Rotary Club. She holds a B.A. degree from the American University and has completed graduate work at New York University and Fordham University. She and her husband Ron live in Centreville.
Ex-Officio, Frank M. Kratovil, Jr.
United States Congress, First Congressional District of Maryland
Frank M. Kratovil, Jr. is currently serving his first term
representing Maryland's First Congressional District which includes the
entirety of the Eastern Shore as well as portions of Anne Arundel, Baltimore
and Harford Counties. He was the first Democrat elected to Congress from
the First District in 18 years, succeeding Congressman Wayne Gilchrest.
Frank received his degree from Western Maryland College (now McDaniel College)
in 1990. Upon graduation he was awarded the Bates Prize for the Most Outstanding
Graduating Male, the Havens Award for Outstanding Athletic and Humanitarian
Contribution to the College, and the Carroll County Sun's Scholar-Athlete
Award.
Following college and while attending the University of Baltimore School of Law, he began his career in the criminal-law field by working at the Public Defender's Office. He graduated from law school with Honors in 1994 and accepted an appointment as a judicial law clerk for the Circuit Court for Prince George's County. In 2003, at the age of 34, he was elected State's Attorney for Queen Anne's County, becoming one of the youngest State's Attorneys in Maryland.
Frank and his wife of sixteen years, Kimberly, live in Stevensville with their four sons: Frankie, Jackson, Cole and Nate. Frank continues to serve on the Board of Special Olympics Maryland and has previously served on the Board of the Mental Health Association of Maryland, and as Chairman of the Board of the Foundation for Community Partnerships. In addition he enjoys coaching youth sports.
Members:
Carol D'Agostino, Community Member
Carol D'Agostino is the principal and founder of Purple
Cat, a boutique ("niche") public relations firm serving the visibility
needs of non-profit organizations and small businesses, i.e. "the cost
conscious." Her specialty is developing and implementing successful high
quality, cost effective communications strategies by using the most direct
methods to speak to a client's target market.
Ms. D'Agostino writes a monthly column called "Positively PR" which is published in the Chesapeake Business Ledger. She is the publicity chair for the Chesapeake Bay Environmental Center's Wet 'N' Wild Auction and a member of the Chesapeake Women's Network.
Prior to establishing Purple Cat, Ms. D'Agostino spent nearly 25 years as a public relations professional in the non-profit sector, garnering expansive visibility for organizations through the creation of cost effective media relations activities, publications, website development and special events. She earned a bachelor's degree in Journalism and a Women's Studies certificate from Penn State University. Ms. D'Agostino Lives in Stevensville.
Rev. Allen T. Cork, Community Member—Dorchester County
Photojournalist with WJZ-TV
Rev. Allen T. Cork, a 25-year TV news photojournalist currently
with WJSZ-TV, and his family have lived in Queen Anne's County for 15 years.
His career has afforded him the opportunity to cover major historical and
current events for CBS, ABC and FOX television stations. His four children
attended the Queen Anne's County Public School System. Rev. Cork serves
his community as pastor of the Kent Island New Beginnings Church of God
in Christ in Stevensville, Maryland. The church's ministry is dedicated
to helping youth and families. Rev. Cork was appointed to the Queen Anne's
County Board of Education by former Governor Robert Ehrlich in 2006, where
he was selected to serve as Vice President by his peers two consecutive
years.
Barbara J. DeHenzel
Director, Tri County Council for Southern Maryland
Barbara DeHenzel, Business Services Representative
for the Tri County Council for Southern Maryland; holds a B.A. degree in
Political Science from the University of Maryland, Baltimore County. Barb
is one of only three persons in the State certified with a Maryland Workforce
Development Business Service Designation (MWD-BS) from the Maryland
Institute for Workforce Excellence with over 120 hours of Workforce training and
education. She has more than 20 years of experience in Business Service
and Development. Her current duties include promoting and assisting Calvert
County Businesses and their Workforce. Barb has devoted her career
to establishing and mentoring long-term relationships through the networks
she has built. She is a Board Member of Calvert County Christmas
in April, Vice-President of the Calvert County Community Fund Advisory
Board, and a member of the Association of Workforce Development Professionals.
Frank DiGialleonardo, Community Member—Queen Anne's County
Director of Corsica River Conservancy
Frank Digialleonardo is a Director, Past President and Co-Founder of
the Corsica River Conservancy (CRC). He continues to work avidly towards
the Conservancy's goal of restoring the Corsica and its surrounding watershed,
as well as assisting other watershed groups. He is a member appointed
by the Governor and Past Chairman of the Upper Eastern Shore Tributary
Team and has worked on various state sponsored bay restoration initiatives.
Frank is a member of the Queen Anne's County Parks and Recreation Advisory
Board. He is a past board member of the Chester River Association and
an early graduate of the Queen Anne's County's Master Gardner program.
Frank continues to devote a large portion of his time to volunteer efforts
in the county and state since retiring from a career as an executive
in federal service and private industry. He is a graduate of Drexel University
and George Washington University. he and his wife have maintained a home
in Queen Anne's County for over twenty years and currently reside in
the Centreville area.
Elaine Harrison, Community Member—Queen Anne's County
President, Main Street Business Solutions
Elaine Harrison is the founding owner of Main Street
Business Solutions Inc., a small business accounting and consulting firm
in Queen Anne's County, specializing in helping small business owners
manage their financial records, budgeting, compliance, payroll and financial
statement preparation. Ms. Harrison's varied work experience, from state
government accounting to local nonprofits and a wide variety of industries
in the for-profit world, have given her the practical experience necessary
to assist small business owners navigate the financial waters. Elaine
enjoys her volunteer work in the community and has served as an Advisory
Council Member to the State of Maryland Child Care Advisory Council,
a committee member on the Queen Anne's County Department of Emergency
services Public Health Committee, and was a founding member of the committee
to build the Children's Memorial Playground at Old Love Point Park on
Kent Island. Her favorite charity is Adopt-a-Bear, one of the funds supported
by Foundation for Community Partnerships, whose mission is to see that
needy children in the mid-shore area receive wrapped gifts for the Christmas
Holiday. She and her husband, Gregory, a county paramedic, live in Grasonville
with their two sons, Ryan and Max.
Lain Hawkridge
Teacher, Radcliffe Creek School
Lain is Graduate of Washington College with a degree in history and he received his Masters in Elementary Education from Widener College. He’s been a teacher since 1998 and has been teaching reading at the Radcliffe Creek School in Chestertown, Maryland since 2002. The Radcliffe Creek School is a private school serving children with learning differences in grades kindergarten through eighth. Lain is the founder of the Kent Scholastic Chess afterschool program at the Library in Chestertown. Mr. Hawkridge serves on the board of the Chestertown Tea Party and is in charge of children's programming. He serves on the board of the Hedge Lawn Foundation, a private foundation that supports the arts and education on the Eastern Shore. Past volunteer activities have included Assistant Scoutmaster of Troop 130 in Chestertown, and assistant coach for Kent Youth Lacrosse.
Jennifer Rhodes, Community Member—Queen Anne's County
Agriculture and Natural Resources Agent, University of Maryland
Jennifer Rhodes has been a lifelong resident of Queen
Anne's County and currently is the Agriculture and Natural Resources,
Extension Educator in Queen Anne's County. Agriculture has always been
an important component of her life. Her experience with 4-H, FFA, and
LEAD Maryland has helped increase her knowledge about agriculture while
developing and improving her people and leadership skills. Jenny was
previously employed for ten years with the University of Maryland Cooperative
Extension, Queen Anne's County as the Nutrient Management Advisor. While
working as the county's Nutrient Management Advisor she completed her
education in 2002, graduating from the University of Maryland Eastern
Shore with a B.S. in Agriculture and in 2006 graduating with a M.E. in
Agriculture and Extension Education. This position includes being not
only the traditional Ag Agent, but also becoming a tenured faculty member
within the next five years. Tenure includes teaching, scholarship, and
service on a county, regional, state and national level. Her office door
will always be open, so please feel free to stop by, pick up the phone,
or email her if you need unbiased education based information. Jenny
says it is a privilege for her to serve as the County Ag Agent.
Kathy Sells, Community Member—Queen Anne's County
Realtor, Champion Realty
Kathy Sells founded and has been Managing Partner of
Good Management Associates, a consulting firm specializing in organization
and management effectiveness. Much of her consulting work in recent years
has been focused on providing coaching, human resources and organization
development support to leaders and teams in philanthropic, arts and international
development organizations. She and her husband, Dick, are winding-down
their consulting work and are working full-time as Realtors with Champion
Realty.
Kathy has a Masters in Education. She was a teacher early in her career, and education has been a common thread throughout her business and volunteer work. Before returning to this area in 1997, she was Board President of Project Touch, serving at-risk youth in Southern California. She now serves on the QAC Chamber Business/Education Partnership Committee and on the Bay Area ASsociation of REaltors Education Committee and is active in the Kent Island Estates Community Association. Kathy has participated as a business partner on Southern Regional Education Board's High Schools that Work and Making Middle Schools Work technical assistance visits to Kent Island, Queen Anne's and Centreville Middle Schools. She has volunteered at the Judy Center Partnership.
Paul Stearns, Community Member—Queen Anne's County
W. Paul Stearns currently works for the Chesapeake Bay
Maritime Museum. Prior to joining the museum, he was the Loss Prevention
Manager at Six Flags America in Largo, Maryland. Additionally, he was
an Arizona Criminal Investigator with 22 years of service with the Pinal
County Sheriffs Department, the Payson Police Department, the State
of Arizona Office of Special Investigations and the Scottsdale Police
Department. Paul is a two-term, Past President of a for-profit (fundraising)
business owned by the Arizona Lodge of the Fraternal Order of Police
called Public Safety Productions. Paul served with the U.S. Army and
was a reservist in the Arizona National Guard. He is a veteran of the
Gulf War. Paul has four grown children and currently lives in Stevensville
with his wife Marge.
Lynda Striegel
Partner, Striegel and Buchheister Law Firm
Lynda Striegel is currently practicing law in North Beach, having spent
over thirty years as a corporate and securities attorney practicing in
Washington, New York and Philadelphia. With her partner Carl Buchheister,
former President of the Calvert County Bar Association, the law firm
of Striegel & Buchheister offers clients business law, wills, trusts
and estates, criminal law and civil litigation expertise. Lyn is
active in her community as President of the Bay Business Group, Chair
of the Calvert Community Fund Advisory Board, Board member of the Calvert
Marine Museum, and elected Town Council Member for the Town of North
Beach. She is also an artist with paintings on display at Seascapes
in North Beach and murals at Herrington Inn. Lyn is an author of Live
Secure: Financial Planning for Women and the Men Who Love Them. She
is proud to be the mother of one son, an actor in Chicago. Most of all,
she is thrilled to call North Beach home.
Ann Thomas, Community Member—Dorchester County
Mrs. Thomas is founder and president of Chesapeake
Educational Resources, LLC (CER), an organization providing specialized
educational and administrative solutions, short-term personnel and services
to support local school systems, universities and the Maryland State
Department of Education. These services include school improvement and
compliance strategic planning, mentoring new teachers, presentations,
professional development, coaching, grant writing, program management,
evaluation, and consultation. The organization has provided services to most
of the Eastern Shore school districts, colleges and universities.
Mrs. Thomas has 40 years of varied experiences in education, working in local school systems as a social studies teacher, a special education teacher, a special education supervisor (birth to age 21), and an assistant superintendent. She also worked as a section chief for the Division of Special Education at the Maryland State Department of Education. For the past 10 years, she has served as a grant writer and project manager for Maryland State Improvement Grants (MSIG) for the UMES Department of Education. She has served on many local, regional and state-level committees on education and inter-agency collaboration.
Bill Towey, Community Member—Caroline
County
Maple Shade Youth and Family Services
Kate Tumulty, Community Member—Queen Anne's County
Kate Tumulty recently retired as the Clinical Program Director
for Queen Anne's County Health Department since 1983. During her tenure
she has been instrumental in several major initiatives that benefit our
community: the founding of the Hospice of Queen Anne's, the creation of
Adult Day Medical Services in Centreville and Kent Island, the operation
of the Families First Support Center in Grasonville, and the privatization
of Home Health, Child Health Clinics, and Specialty Clinics. She currently
serves on the Board of the Community Partnerships for Children, St. Christopher's
Parish Council, Adult Day Care Foundation, Hospice of Queen Anne's Capital
Campaign, NASA FEderal Credit Union Scholarship Committee and the Maryland
Medicaid Advisory Committee.
Carol Williamson, Community Member—Queen Anne's County
Superintendent of Schools for Queen Anne's County
Dr. Williamson has been an educator for 35 years. During
that time she has been an elementary teacher, a supervisor of Reading/Language
Arts and English (K-12), a Director of Curriculum, and Associate Superintendent.
She currently is the Superintendent of Schools in Queen Anne's County.
Prior to being selected as the Superintendent she served as the Associate
Superintendent for fifteen years. She has served on numerous committees
and task forces at the state level, the most recently dealing with professional
development of teachers.
